研究 数据如何改善美国的财务状况.S. 小型企业

开始谈话, JPMC研究所的商业研究主任, 克里斯小麦, highlighted insights from the 研究所’s recent report, The 小型企业 Sector in Urban America: Growth and Vitality in 25 城市, as well as an overview of the 研究所’s previous small business 研究 which features a novel view of small businesses’ daily revenues, 费用, and financing in order to examine the dynamics of small business growth and vitality.

The panel discussion highlighted small business data resources and 研究 that can help inform policy decisions. 冬青韦德, Director of 研究 and Policy Analysis at NFIB, highlighted the organization’s 小企业经济趋势数据 which has been collected via quarterly surveys since 1974 and monthly surveys since 1986. 这项调查是随机抽取300人的样本,000名小企业主, 其中10%是无雇主企业. 2018 was the highest average optimism index year in the history of the survey. This was in large part due to the strong economy that benefited small businesses looking to expand, 雇佣, 或者增加库存和资本支出. Wade noted that optimism in 2019 remains above the survey’s historical average, though respondents noted uncertainty around the government shutdown in the first months of the year.

汤姆·沙利文, Vice President of 小型企业 Policy, highlighted the U.S. 美国商会小企业指数, 1的调查,000 small businesses with fewer than 500 employees on a quarterly basis. Core index questions focus on the small business environment, 操作, 和期望, and previous areas of focus have included infrastructure, 人员配备, 获得信贷, 以及每天的平均工作时间. 沙利文还强调 研究 来自美国.S. 商会 and Amazon that showed the potential economic impact of digital technologies on rural small businesses. The report estimated that the increased adoption of online tools and digital services could increase annual revenues of rural small businesses by more than 21 percent over the next three years – the equivalent of $84.每年50亿美元.

康妮埃文斯, President and CEO of AEO, highlighted findings from the organization’s recent report, The Tapestry of Black Business Ownership in America: Untapped Opportunities for Success which focuses on the unique challenges faced by Black entrepreneurs. AEO’s 研究 has shown that the median net worth for Black business owners is 12 times higher than Black nonbusiness owners, and that though White adults have 13 times the wealth that Black adults do, this reduces to three times the wealth when comparing business owners across those demographics. Evans noted that Black-owned businesses are critical to closing the racial wealth gap and highlighted some of the challenges they face, 包括获得信贷. Evans urged policy makers to consider the impact of policies on all types of business owners and to make more informed decisions by using data sources disaggregated by race, 性别, 和种族.

美国.S. 小型企业 Administration uses data to inform policy decisions and entrepreneurship programs. 艾伦·古铁雷斯, Associate Administrator of the Office of Entrepreneurial Development, 负责监督该机构的资源合作伙伴, 包括妇女商业中心, 小企业发展中心, 和分数. To better understand the lifecycle of small businesses, Allen highlighted the need for additional data on small businesses who receive support from the 小型企业 Administration’s Resource Partners and financial assistance through the agency’s various funding programs. These data would provide SBA with a better understanding of the impact of their entrepreneurial development programs.

The 12bet官方 研究所 recognizes that data on small businesses, 包括来自政府的, 非营利性的, 私营部门的资源, 会不会很难找到和收集 关于数据源的信息 as an aid to other empirical 研究ers interested in better informing the small business sector.